The Net Lender premiere auto title loan company online. is the We are the #1 volume leader in title loans because we offer fast approvals on your applications. Our auto title loans are based on the equity of your vehicle and approval can take as little as 20 minutes. The application process is completely hassle free; even if you have BAD CREDIT! Here at the net lender we are able to provide you a loan based STRICTLY on the equity that you have in your car, truck, or motorcycle. Our process is very fast and efficient.